{"id":1265,"date":"2015-08-10T12:23:16","date_gmt":"2015-08-10T06:53:16","guid":{"rendered":"http:\/\/blog.instamojo.com\/?p=1265"},"modified":"2022-02-21T14:29:23","modified_gmt":"2022-02-21T08:59:23","slug":"6-reasons-to-not-choose-this-free-payment-platform","status":"publish","type":"post","link":"https:\/\/www.instamojo.com\/blog\/6-reasons-to-not-choose-this-free-payment-platform\/","title":{"rendered":"6 Reasons To Not Choose This Free Payment Platform"},"content":{"rendered":"<p>All you enterprising individuals and small business owners, if you have ever searched for &#8216;free online payments&#8217;, you must have come across Instamojo.<\/p>\n<p>Instamojo allows you to process credit card, debit card and net banking payments with no set-up or maintenance fees and only a transaction fee of 1.9% exc. ST across all successful payments.<\/p>\n<h3>But here are six reasons why you shouldn&#8217;t use this free payment platform<\/h3>\n<p><strong>Reason #1 &#8211;\u00a0<\/strong>You can sign up with them in under 1 minute.<\/p>\n<p><strong>Reason #2<\/strong> &#8211; They do not accept physical paperwork and approve your account within\u00a0few minutes to max 48 hours.<\/p>\n<p><strong>I scanned a couple of\u00a0documents, shared it with them and voila! There was no printing out, signing on multiple documents, couriering\u00a0and then waiting weeks on end to get started.<\/strong><\/p>\n<h5><strong>Reason 3<\/strong> \u00a0&#8211; \u00a0You can collect payments with or without a website.<\/h5>\n<p>My mother makes yummy pickles and\u00a0ships it across India. Initially, she shared her bank account details and had to wait for payment, not to mention crosscheck to see who paid how much for what. Today, after a conversation with the customer, she sends an Instamojo link via email, WhatsApp or Facebook. Within ten minutes, the payment is done &#8211; on to more pickle-making.<\/p>\n<p>And me? I sell information products on my blog, all I did was copy + paste a code to get an instant payment button.<\/p>\n<p><em>(BTW, I have no clue about coding,\u00a0all I did was follow the instructions.)<\/em><\/p>\n<h5><strong>Reason 4<\/strong> \u00a0&#8211;\u00a0 Flat 1.9% transaction fee plus\u00a0ST.<\/h5>\n<p>Now, I don&#8217;t have the patience to calculate how many customers pay by credit card or debit card or net banking. A flat fee, no set-up fees and no annual maintenance charges\u00a0make Instamojo\u00a0the best in the market in terms of cost.<\/p>\n<h5><strong>Reason 5<\/strong> \u00a0&#8211; \u00a0Great\u00a0support team &#8211; no, really.<\/h5>\n<p>Being a tech illiterate, I had a bunch of questions about online payments and integration.\u00a0So, a\u00a0patient support team is something that\u00a0I rate very high.\u00a0A company that replies quickly to\u00a0customers queries, both via email and on social platforms, gets a brownie point from me. Bonus &#8211; they&#8217;re also available by phone.<\/p>\n<h5><strong>Reason 6<\/strong> \u00a0&#8211; Security and timely payouts.<\/h5>\n<p>When it comes to paying online, customers are naturally wary. Instamojo has all the necessary regulations in place &#8211; in fact, it&#8217;s bank-level security. And once a customer pays, I receive the money in my account within three business days &#8211; on time.<\/p>\n<p>So that&#8217;s why you shouldn&#8217;t use them, allow others to enjoy this free payment platform!<\/p>\n<p>Still interested?<\/p>\n<hr \/>\n<p style=\"text-align: center;\"><a class=\"mb-button mb-style-flat mb-size-default mb-corners-default mb-text-style-default \" style=\"background-color: #4e4e91;\" href=\"https:\/\/www.instamojo.com\/start\/?utm_source=imblog&amp;utm_medium=interlink&amp;utm_campaign=start_page\" target=\"_blank\" rel=\"noopener\">START USING INSTAMOJO<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"All you enterprising individuals and small business owners, if you have ever searched for &#8216;free online payments&#8217;, you&hellip;\n","protected":false},"author":6,"featured_media":16407,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[4],"tags":[383,3825,971,456,430,2272,1973,52,3450,4219,2918,4218],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.8 - 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