Understanding the power of "Compounding"

4 pages power of compounding, internal rate of return, excel model on IRR, mathematical model on compound interest changes, how compounding creates wealth, what is compound interest? What is future value, How inflation eats your deposit through compounding, Why home loans reduce very less principle amount in initial years, how credit card default can lead into a debt trap, how much interest is charged on credit cards, What if you are on wrong side of compounding?