Collect Payments Via
Bank Transfer For Free

Introducing a faster, more convenient way of collecting payments via NEFT, RTGS and IMPS. Payment reconciliation and settlements with bank transfers now easier than ever.

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Multiple Bank
transfer flows

One mode,
multiple use cases

Easy payment

Faster & seamless

How Instamojo Bank Transfer Works

With Payment Links

Share a Bank Transfer
Payment Link

Enable option in payment settings

Customer gets email
with account number

And adds as a beneficiary

makes payment

using NEFT, IMPS or RTGS

With Virtual Accounts

Create a Virtual
Account Number

A 20-digit number you can create.

Share VAN details
with customers

Copy and send via email, WhatsApp etc.

makes payment

using NEFT, IMPS or RTGS

One Payment Mode , Many Uses

Do more than just payments with Instamojo Bank Transfers. Use it for a one time payment, set up for easy payment reconciliation of recurring payments or even categorise bank transfer payments based on campaigns or projects.

Instamojo Bank Transfer Mode

One-time Payments

Accept one-time payments
from customers via NEFT,

Recurring Payments

Create dedicated Virtual Account
Number for recurring payments. Manage
accounts and reconcile payments easily.

Project-based Payments

Create Virtual Account Numbers
based on projects or campaigns
for better tracking.

Payment Reconciliation Made Simple

Track who paid you

Accept payments via NEFT, RTGS or IMPS & track with customer phone number.

Reconcile bank transfer payments

Purpose of payments and phone numbers allow you to reconcile your accounts easily.

Track Purpose of Payment

Unlike regular bank transfers, Instamojo bank transfer allows you to track purpose of payment.

Timely & seamless settlements

Get timely settlements for NEFT, IMPS, or RTGS transactions in your bank account.

Let Your Customers Pay Via Any Payment Mode

Give your customers the freedom to pay you with any mode including Debit, and Credit Cards, Net Banking, Wallets, UPI, EMI, and bank transfers


Accept GPay, PhonePe etc with one payment link.

Credit & Debit Cards

Accept MasterCard, VISA, AMEX, and Rupay Cards.

Net Banking

Allow customers to pay you via all major banks.

Payment Wallets

Let customers pay you with leading wallets including Freecharge.

Instamojo Products
Made for Your Business

Simplify your cashflow
requirements to grow
your business.

Sell products, tickets
and more on a free
online store.

Collect payments
anywhere and

Ship to over 26,000 PIN
codes with our
logistics partners.

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