How WhatsApp Payments in India Could Work

WhatsApp Payments in India
(Last Updated On: June 6, 2021)

Making payments directly through WhatsApp could soon be a possibility. Does that excite you? Here’s the low down on how WhatsApp payments could work, once launched in India.


As per several medial reports, WhatsApp will soon be enabling UPI-based payments on its platform in India. The company is expected to roll out a person-to-person payment mode in the coming six months. This could allow WhatsApp to tap into its 200-million Indian user base and monetize on the government’s plan to make India, a digital economy.

How It Could Possibly Work:

If WhatsApp chooses to enable UPI-based payments, this is how it could probably work (Via The Ken):

 1: Link WhatsApp Number to UPI VPA (Virtual Payment Address).

2: Upon authentication, choose the “pay” option.

3: Choose contact you want to pay to from address book.

4: Enter amount you want to pay.

5: Enter PIN to verify

 6: Amount transferred to beneficiary account.

Please Note: This is how WhatsApp payments could *possibly* work. This is a projection and we do not claim ownership/knowledge of the process WhatsApp could be working on.

WhatsApp could take six months or so to roll out the payments service, media reports claim.

But Why Wait that Long?

Did you know you can collect payments over WhatsApp now?

With Instamojo, you can collect payments over any platform including email, Facebook, Twitter, or even SMS.

Upon signing up, you can create a customized payment link in your Instamojo Dashboard and send it to your customer/friend you need to collect money from.

All They Have to Do is:

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1: Click on the link

2: Enter card details

3: Enter PIN/OTP/3D Secure password

4: Payment is done

Did you know you could also start selling on WhatsApp, without having to break a sweat? With Instamojo, you can accept various modes of payments including UPI.

Modes of payment via Instamojo

Ready to start your payments experience with Instamojo? Sign up today! Our super-fast onboarding process will help you begin in two flat minutes!

Send payment links via WhatsApp

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