7 Tips for Safe Online Transactions To Avoid Payments Data Fraud

(Last Updated On: May 6, 2022)

Do you feel scared to share your personal banking details online? Are you not convinced of safe online transactions because of the increasing number of frauds? Online fraudsters are constantly looking for new ways to scam the public, and sometimes, even your bank may not be able to help!

Beware of fraudsters! Here are 7 ways to ensure safe online transactions happen all the time.

Install the latest security software

The internet is full of malware, spam, and spyware.  These software programs can damage your computer. It is necessary to keep your operating system up to date with the latest security software. Install these only from a trusted source.

Using ad-blocking software and a spyware detection program are some ways to prevent online fraud. Run virus scans regularly and keep these programs updated.

Secure your passwords

Use passwords that are hard to guess. Longer passwords including upper and lower case letters, numbers and, symbols are more secure.

Try using different passwords for different accounts. Using the same password is risky and more prone to online data breaches.

Use a secure WiFi connection

Do not make a payment over public WiFi terminals. They may not be entirely secure and are more likely to have weak data protection systems. 

Avoid updating passwords using public internet connections. Always use a trusted WiFi connection or your own mobile data. Using original banking apps also minimizes your risk of fraud. Make sure the app you are using is the bank’s or the payment company’s official application or website.

Related read: Top eCommerce frauds in 2022 and how to prevent them

Email security

Stay away from emails that ask for confidential information. Phishing emails are more common than you can imagine. None of the payment companies or banks asks you for your confidential payment data. Here are some pointers on how to avoid malicious mail:

  • Do not open emails from a suspicious source
  • Don’t trust clickbait subject lines
  • Don’t follow flashy URLs or buttons
  • Create spam filters in your inbox
  • Don’t open any emails asking for identification information

Buy from reputed merchants

Always buy from reputed merchants or marketplaces. Transactions on trusted e-commerce platforms ensure your payments are safe and your data isn’t compromised.

How do you identify a trustworthy website? Don’t just go with your gut feeling but also read up on the privacy policy to ensure your financial data isn’t being tampered with. Check confirmation emails on completing transactions. 

As far as possible use only one credit card or better, a debit card for online purposes to limit exposure to fraud and thefts on your cards.

Related read: 5 Ways to Identify Fraud Loan Apps and Avoid Losses for Small Businesses

Use secure eCommerce websites

Make online transactions on websites that begin with “HTTPS”. Do not trust websites that begin with “https”, this means that the website isn’t using proper encryption. Avoid pop-ups that appear during your banking session. Log out immediately and do not provide any confidential information via email.

Online shopping tips

Always log out of your bank, credit/debit card, and merchant sites after completing your online transaction. Do not save financial passwords on your computer.

Still worried? With Instamojo you don’t need to anymore.

Instamojo is compliant with Payment Card Industry Data Security Standards (PCI-DSS) to ensure that your transaction data is 100% safe.

Get started with an online store on Instamojo in under 5 minutes to ensure the safety of your data and your online transactions!

Choose a safe online experience with Instamojo


  1. Well doing ecommerce transactions always care about your security password and connection method as using unsecure connection will be more harmful to you to use as there are chance of hacking or stealing your password to avoid these always use your connection to safe mode and use updated security software’s to avoid risk of stealing password. Visit us @ https://www.denaliatm.com/

  2. Many buyers and consumers who do not know payment gateways will have questions about their security. In fact, payment gateways are very secure when they are properly configured and managed – for example g2a pay payment gateway

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